| Personal
Banking > Savings We
offer a wide variety of savings accounts and investment accounts
designed to meet your needs and goals. Our Passbook Savings,
Statement Savings, Money Market
Accounts and Term Deposit Certificates
(CD's) all offer attractive interest rates with guaranteed
returns and low minimum balances.
Passbook Savings and Statement Savings Accounts
It's easy to start building wealth
with our savings accounts. Whichever option you choose, you can
open your account with as little as $25.00. Interest is compounded
daily and paid monthly.
Other Features:
- Maintain a $500.00 balance and waive the monthly service
charges for your Passbook Savings.
- Link up your account to paycheck, social security or pension
check direct deposit & your account will be FREE.
- Statement Savings accounts are FREE regardless of account
balance or direct deposit.
- Gain instant access to your Statement Savings account with
the convenience of 24-hour ATM access with no monthly fee!
Money Market Accounts
Combine the earning power of a savings
account with the flexibility of a checking account and make
your money
work
even harder
for you! You may access your Money Market funds by writing
a check or making an electronic transfer. Interest is compounded
and paid
monthly.
Transfers to other accounts or to third parties are limited
to six per statement cycle (no more than three by check, draft,
or debit card). You may make unlimited deposits and cash withdrawals.
The minimum balance to earn the Money Market interest rate is
$2,500.00; for balances over $9.99 but less than $2,500.00, the
first tier of our checking account rate applies. |