Mayflower Bank understands better than most that your home may be your most important investment. That’s why we offer a wide variety of mortgage options to help you buy, build, or refinance a home and we specialize in portfolio loans for borrowers whose circumstances may not meet the usual standards. We make certain that applying for the financing you need and want is easy and convenient.

Professional, Personal Service

Our experienced loan officers help you analyze your needs and answer all of your questions about the mortgage process and the various options available to you. They will meet with you at a time and place convenient for you, and will be available to assist you through the entire mortgage process, from application through closing.

Free Pre-Approval

Come to Mayflower Bank for your free pre-approval before you start looking for a home. We can help you with your search by determining the loan amount for which you will qualify. Pre-approval can give you an advantage over other home shoppers and can help place you in a better bargaining position to confidently negotiate with sellers, brokers, and builders.

A Range of Options

We offer fixed as well as adjustable rate mortgages at very competitive rates.Fixed rate mortgages provide the security of knowing that your interest rate will remain the same for the life of the loan, allowing you to budget your payment and avoid payment increases. Adjustable rate mortgages offer a more attractive initial interest rate than that of a fixed rate loan. If you plan to be in the home for a short period of time or if you expect interest rates to fall, an adjustable rate mortgage may be right for you.

With our Construction-to-Permanent mortgage, you can purchase your land, build your home, and convert to a permanent mortgage, all with a single closing. It’s convenient, and the cost savings can be significant.

Mayflower Bank also offers special first-time homebuyer plans, low down-payment programs, as well as other more specialized programs to help you purchase your new house.