| Term | Interest Rate | Annual Percentage Yield (APY) | Minimum Deposit to Obtain APY |
| 91 Day | 0.20% | 0.20% | $ 2,500.00 |
| 6 Month | 0.40% | 0.40% | $ 2,500.00 |
| 1 Year | 0.60% | 0.60% | $ 500.00 |
| 18 Month | 0.65% | 0.65% | $ 500.00 |
| 2 Year | 0.95% | 0.95% | $ 500.00 |
| 30 Month | 1.00% | 1.00% | $ 500.00 |
| 3 Year | 1.14% | 1.15% | $ 500.00 |
| 4 Year | 1.34% | 1.35% | $ 500.00 |
| 5 Year | 1.49% | 1.50% | $ 500.00 |
| Rates as of | February 3, 2012 | ||
| Rates are subject to change without notice. | |||
| A penalty may be imposed for early withdrawal from a certificate. | |||