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Consumer Loan Rates
Personal Loans
Our affordable, fixed-rate personal loans are an ideal way to consolidate bills or fund purchases. We offer unsecured personal loans with convenient repayment terms at competitive rates.
Term |
Annual Percentage Rates (APR) |
Pmt. Per $1,000 |
24 months |
11.25% |
$46.72 |
36 months |
11.50% |
$32.98 |
48 months |
12.00% |
$26.33 |
| Loan Amounts available from $1,500 - $25,000 | ||
Secured Loans
The same competitive rates and fast, friendly service apply to our secured loans for boats, motorcycles, and recreational vehicles.
Term |
APR |
Pmt.
Per $1,000 |
24 months |
11.50% |
$46.84 |
36 months |
11.50% |
$32.98 |
48 months |
12.00% |
$26.33 |
| Loan Amounts available from $1,500 - $25,000 | ||
| Maximum Loan to Value - 80% | ||
Overdraft Protection
Overdraft protection is available through READY-LINE© Credit, our preauthorized line of credit for checking account customers. READY-LINE Credit costs nothing until you use it. Once you have accessed your READY-LINE Credit, you will be charged interest only on the amount transferred from the credit line.
Available
Protection |
APR |
|
Personal |
$300 - $2,000 |
18.00% |
Commercial |
$1,000 - $5,000 |
18.00% |
Automobile Loans
Are you in the market for a new or used car? We have loans with low down payment requirements and affordable repayment terms for the purchase of new and used vehicles.
New Vehicles 2012 |
2011 and newer |
2010 - 2009 |
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| Loan Amounts | Min: Max: |
$1,500 $50,000 |
Min: Max: |
$1,500 $35,000 |
Min: Max: |
$1,500 $35,000 |
| Loan to Value | 95% |
90% of purchase price or NADA value |
90% of purchase price or NADA value |
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Term |
APR |
Pmt/$1,000 |
APR |
Pmt/$1,000 |
APR |
Pmt/$1,000 |
| 24 mo | 5.70% |
$44.19 |
5.95% |
$44.30 |
6.45% |
$44.52 |
| 36 mo | 5.70% |
$30.29 |
5.95% |
$30.40 |
6.45% |
$30.63 |
| 48 mo | 5.70% |
$23.35 |
5.95% |
$23.46 |
6.45% |
$23.69 |
| 60 mo | 5.70% |
$19.19 |
6.20% |
$19.43 |
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| 72 mo | 6.70% |
$16.91 |
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NOTE: Loans available for 2007 & 2008 models. Maximum term is 36 months. Please call to speak to a representative for further details.
Automobile loan rates shown require automatic payment from a Mayflower checking account. Coupon payments are available for an additional rate of .25%.
APR = Annual Percentage Rate
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